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Get Chetu’s Custom Payments Software Development

Chetu is a proud leader in providing high-quality, custom payment software solutions using our payments industry experience combined with our extensive knowledge for leveraging best-in-class programming tools and technologies to enable fast, secure, and seamless payment transactions.

Hear What Our Clients Have to Say

We contracted Chetu to build a payment app and a backend portal for our merchants and they did fantastic work. They were in constant communication with our company and we received daily updates on the progress. They also were very accommodating to some curveballs we threw them while the project was being worked on. I highly recommend Chetu. Also, Vikas our project lead was excellent!

Director of Program Management, Leading Ecommerce Provider

We hired Chetu to develop an app for Android payment terminals. They did a great job and were able to take what I had as an idea and develop it exactly as I wanted. I didn’t even have to give much direction for the project.

Marketing Director, Hospitality Industry

Custom Payment Gateway & Processing Solutions

We configure and integrate custom payment gateways, processors, and other payment software from industry-leading vendors.

Payment Processing Solutions

We develop payment processing software to accept online payments on any device, supporting authorizations, recurring payments, and more.

Multi-Currency Processing Solutions

We create custom multi-currency payment processing solutions so that businesses can accept payments in every kind of foreign currency of their choice.

Custom Payment Applications

We develop custom applications for virtual and retail POS terminals, providing a complete payment processing solution for merchants, vendors, and other financial entities.

Payment Gateway Integration

Our engineers integrate industry-leading payment gateways with custom mobile applications and online shopping carts for all business types.

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Mobile Payment Processing Solutions

We build and seamlessly integrate personalized mobile payment processing and security solutions for reliable P2P, e-commerce, and credit card processing payment systems.

Mobile Payment Processing Solutions

Mobile & Online Payment Processing

We provide native, web, and hybrid payment application solutions for peer-to-peer (P2P) payment exchanges on Android, iOS, and Windows platforms.

Mobile E-Wallet Development

We offer custom e-wallet app development and integration services, leveraging third-party platforms for debit, credit, and prepaid card payments.

Mobile Payment Processing Applications

Our experienced developers integrate mobile device payment processing applications and POS terminals with NFC, QR code, RFID barcode, SMS, and more.

Mobile POS Systems

Our developers leverage third-party POS software vendors, including Verifone, Clover, Ingenico, and Equinox, to process debit and credit card payments.

Custom Online Payment Software Solutions

Our developers create customized online payment systems and security modules for businesses to accept every type of payment online with ease.

Custom Online Payment Software Solutions

Online Payment Processing

We create online payment processing solutions to accept all major debit and credit cards, plus electronic balance transfers (EBT), bitcoin, ACH, and more.

Online Payment Integrations

We program hosted checkout solutions and e-commerce shopping carts with popular platforms, including Magento, Shopify, and BigCommerce.

Online Payment Security Modules

We implement end-to-end encryption, including 3D Secure protocol and Secure Socket Layer/Transport Layer Security (SSL/TLS) encryptions.

Online Payment Portal Interfaces

We engineer online portals with custom UI/UX components that support bill pay solutions for Google Wallet, MasterPass, Android Pay, and Apple Pay.


Point of Sale (POS) Software Solutions

Our development experts create custom point of sale (POS) solutions with unique features to promote scalability and business growth.

Point of Sale (POS) Software Solutions

Custom Mobile Payment Solutions

We engineer secure, simple, and PCI-compliant mobile point of sale (mPOS) solutions that transform smartphones and tablets into fully functioning registers.

Point of Sale Programming

We program different color schemes, menu interfaces, keyboards, check-out modules, and other aspects of your POS app to create a personalized touch.

POS API Integration

We leverage popular third-party POS software modules and integrate them into existing POS systems to optimize networks and facilitate EMV compliance.

Online POS Software

We configure web-based POS software solutions to enable businesses to effectively manage their inventory, unifying both in-store and online sales.

Online Payment Terminal Solutions

We provide comprehensive custom POS terminal solutions and services to enable merchants to simplify operations and achieving maximum efficiency.

Online Payment Terminal Solutions

Verifone POS Terminals

We provide reliable Verifone POS software development, customization, configuration, and integration services for fast and secure payment processing.


Ingenico POS Terminals

We offer custom Ingenico POS terminal integrations for meaningless terminal augmentation, customization, migration, and configurations.

Equinox POS

Equinox POS Terminals

We develop Equinox POS terminal applications and pinpad interfaces to extend performance and functionality of the Equinox payment infrastructure.

Clover POS

Clover POS Terminals

We develop Clover compatible, highly intuitive, and feature-rich POS software solutions, utilizing Clover’s cloud-based infrastructure and RESTful APIs.


PAX POS Terminals

We create unique payment experiences by extending the functionality of various PAX POS systems with custom PAX applications.


Custom EMV Software Solutions

Our developers customize EMV chip software technologies for a variety of businesses to support payment protection and compliance.

Custom EMV Software Solutions

EMV Chip Software Technologies

We provide a comprehensive broad range of custom EMV software solutions, enabling financial institutions to deliver secure data in sensitive environments.

EMV Software Development

We offer end-to-end EMV migration and development, programming EMV-compliant apps for POS terminals, smartphone card readers, ATMs, kiosks, and more.

Custom EMV Integrations

We integrate BlueTooth and USB connectivity for EMV software mobility, and perform integrations with MasterCard, Visa, Discover, AMEX, and others.

EMV Security Solutions

We implement end-to-end (E2E) and point-to-point (P2P) encryption using third-party providers including Fiserv, 3-D Secure specifications, and more.

Custom Billing Software Solutions

We create end-to-end custom automatic billing software platforms with dynamic tools that allow businesses to navigate the digital economy easily.

Custom Payments & Billing Software

Custom Payments & Billing Software

We buld custom-tailored payment and billing platforms, encompassing all of the features and functionalities that your business needs to succeed.

Online Invoice & Billing Solutions

We develop custom online invoice and billing solutions with built-in features for enhancing payment processing, bill delivery, time tracking, and more.

Payment Processing & Billing Integrations

We integrate advanced billing software within your existing payment processing systems to enable partial, future, recurring, automatic, and one-time payments.

Mobile Billing Application Solutions

We develop mobile billing applications designed to allow users to perform virtually the same payment tasks as they would on their desktop device.

ACH Payment Processing & Check 21 Solutions

We customize ACH payments and provide check 21 software solutions for merchants who want a secure integrated payment system.

ACH Payment Processing & Check 21 Solutions

ACH Payments & Check 21 Software

We seamlessly integrate eCheck processing functionalities to propel your payment processing workflows at new levels.

ACH eCheck Solutions

We engineer custom ACH eCheck platforms for advanced ACH payment processing, automated ACH file creation, and check verification.

ACH Payment Integrations

We offer secure ACH integrations with your existing CRM system for storing essential account information, routing numbers, check images, and more.

Electronic Check Processing

We customize eCheck processing solutions, integrated with third-party check scanners, readers, and terminals for processing checks at POS.

Fraud Management Solutions

We deliver custom fraud management solutions and modules for monitoring user behaviors, calculating risk, and protecting sensitive consumer/business information.

Fraud Management Solutions

Fraud Protection & Prevention

We configure intelligent fraud protection and detection software solutions, designed to fit your organization and offer real-time monitoring to prevent fraud.

Fraud Detection Software

We program advanced fraud detection analytics modules built with customized machine learning, data analysis algorithms, pattern recognition software, and more.

Built-In Risk Management Software

We implement risk management capabilities within existing fraud protection solutions to detect illegitimate and high-risk activities in real-time.

Compliance Management Software

We design automated compliance management software solutions to ensure that your business meets all regulatory standards associated with the financial industry.


Chetu's Payments software development experts ensure your software complies with consumer protection standards, including Credit Card Payment Industry Data Security Standard (PCI-DSS), Payment Application Data Security Standard (PA-DSS), EMV, Check-21, and other payments standards.

FAQs Related to AI in Payment Software

Payment software is a tool that helps businesses or individuals accept online payments. It can be used for a variety of purposes, such as online shopping, bill payment, or peer-to-peer transactions. Recently, payment software has been improved with the addition of EMV chips and the ability to perform contactless transactions and accept payment options such as Apple Pay, Android Pay, and others.

Payment software uses encryption to secure transactions, and may rely on various payment methods such as credit/debit cards, bank transfers, SMS payments, mobile payments or digital wallets. When a payment is initiated, the software sends a request to the appropriate financial institution to transfer the funds. Once the transfer is complete, the software confirms the transaction and updates the relevant records.

It may include features such as the ability to store payment information for future use, track transaction history, and set up automatic payments. Some software may also offer fraud detection and prevention tools, or integrate with other financial management tools such as accounting software.

Yes, it can easily integrate with accounting, e-commerce, or inventory management business software to reduce the need for manual data entry and streamline operations.

It include faster and more accurate processing, reduced fraud and errors, improved decision-making, enhanced customer experience, and increased efficiency and cost savings.

By analyzing transaction data and detecting patterns and anomalies that may indicate fraudulent activity. This analysis can then trigger alerts or flag transactions for review by a human analyst.

It refers to the use of AI algorithms that can automatically learn and improve from data without being explicitly programmed. This technology is used to improve fraud detection, reduce errors, and enhance decision-making in payment processing.


Learn more about our custom payment processing software development solutions and drop us a line or give us ring. We would love to hear from you and are happy to answer any questions.

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